There are several MOTO solutions available for our clients that are looking to process credit card transactions without physically swiping their customer's credit card. Some popular options include:

Dial Pay Credit Card Processing

Dial pay is an automated service that is available 24 hours a day and which allows you to process credit card transactions without a terminal. You simply phone in your credit card transactions via a toll free number. Any mobile phone or land line can be used to process your credit card transactions.

Virtual Terminal

A Virtual Terminal is a secure, browser-based interface that will enable your business to authorize, process and manage credit card transactions from your web browser. A virtual terminal replaces stand alone terminals and credit card processing software. This is a good option for merchants that sell online and need an internet merchant account for real time, secure processing as well as merchants who manually enter credit card transactions for mail or phone order sales.

Credit Card Terminal Processing

A credit card terminal is a standalone piece of equipment that captures a customer's credit card information and sends it to the processing network. In addition to the credit card swiper that reads the information stored in the magnetic strip on the back of any credit or debit card, most terminals come with a key pad so that credit card information can be entered manually. This option is good for businesses that conduct MOTO as well as face-to-face sales transactions.